Homeowner Bankruptcy Lawyers in Broward, Miami-Dade, and Palm Beach

At Loan Lawyers, LLC, our bankruptcy lawyers in Broward (Fort Lauderdale / Plantation), Miami-Dade (North Miami Beach / Coral Gables), and Palm Beach (Delray Beach) offer free consultations for homeowners considering bankruptcy.  If you are underwater, behind or upside down with your mortgage, whether its your primary residence or an investment property, bankruptcy may be for you. There are a lot of options for Florida homeowners in trouble and a licensed Florida bankruptcy attorney can help guide you through the bankruptcy process, whether for Chapter 7 or Chapter 13. There’s everything from walking away without owing the bank money to cramming down a mortgage and paying what the house is worth instead of what you owe. You need to have a team of experienced Florida bankruptcy lawyers on your side.  We handle bankruptcies in South and Central Florida with offices in Broward, Miami-Dade, and Palm Beach counties.  Call for your free consultation in Fort Lauderdale, Plantation, Coral Gables, North Miami Beach, or Delray Beach.  

There are so many options in bankruptcy, you need a consultation with a bankruptcy lawyer to go over your specific situation as a homeowner. In addition to which chapter to file under, the timing of a bankruptcy is vital. At Loan Lawyers, we are not just bankruptcy lawyers. Our lawyers handle the gamut for homeowners, including loan modification, foreclosure defense, short sales, deed in lieu and foreclosure and other options.

Bankruptcy lawyers in Fort Lauderdale / Plantation, North Miami Beach, Coral Gables, and Delray Beach

We can give you honest objective advice based on your specific situation. If you call a firm that only handles bankruptcy, they may not be experienced in the other areas to help you determine when is the most appropriate time to file a bankruptcy. We often see lawyers who are not experienced in these areas file bankruptcies for their clients at a time that is not the most beneficial. You may be able to stay in your house for years without making any mortgage payments. You would generally want to file for bankruptcy protection shortly before the house was to be sold. This would buy you additional time in your house without mortgage payments. If you filed bankruptcy too soon, you may greatly be shortening the amount of time you are living in the house without making mortgage payments. Filing too soon and having to leave your house sooner may cost you thousands of dollars in extra rent or mortgage payments.  Having an attorneys that understands not only the bankruptcy proceedings, but the foreclosure process as well, may give you additional years in your home.  At Loan Lawyers, we offer free consultations in our South Florida offices, which are in Broward, Miami-Dade, and Palm Beach Counties.  Our physical offices are located in Fort Lauderdale / Plantation, North Miami Beach, Coral Gables, and Delray Beach.

Call us now for a free consultation with one of our bankruptcy lawyers in Broward, Miami-Dade, or Palm Beach County, Florida. 1-888-FIGHT-13 Call us 24/7!

Cram down option in a Florida bankruptcy

Upside down or underwater in a Florida investment property? Our bankruptcy lawyers in Broward, Miami-Dade, and Palm Beach may be able to help.  The reality for many people who have purchased investment properties in South Florida is that they are worth a fraction of what they paid, especially if they bought a condo. There is hope though, and a Chapter 13 bankruptcy may be for you. You may be able to cram down the mortgage on the investment property, meaning that you would owe the bank the value of the property instead of your bloated mortgage. Then you would generally only pay pennies on the dollar for the amount that the bank has to write-off. This is a fantastic option for people who own investment properties in South Florida. There is lot more to this option than we can put on the website, but this is the nuts and bolts. Call one of our Florida bankruptcy lawyers today for your free consultation in Delray Beach, Coral Gables, North Miami Beach, or Fort Lauderdale / Plantation.

Call one of our experienced bankruptcy attorneys today for a free consultation on your mortgage cram down. 1-888-FIGHT-13 Call us 24/7!

Lien strip option for Florida Homeowners in bankruptcy

Have two mortgages on a house that’s upside down? A lien strip may be for you. If your house, whether primary residence or investment property, has more than mortgage, or other lien such a home equity line, you may be able to strip away the second lien and be left with only one mortgage on your property. If your house is worth less than the balance of your first mortgage, you may be in a good position to file a Chapter 13 bankruptcy and eliminate that second or third lien. You may save yourself hundreds of thousands of dollars by paying pennies on the dollar for these second or third liens. You need a team of experienced bankruptcy lawyers on your side. Call one of our bankruptcy attorneys for a free consultation.  Offices in Miami-Dade, Palm Beach, and Broward counties.

Call Loan Lawyers today for a free consultation with on of our bankruptcy lawyers at one of our South Florida locations to see if a lien strip is right for you. Stop throwing away money and call us right now at 1-888-FIGHT-13. Call us 24/7!

Catching up on missed mortgage payments in a Florida bankruptcy

Were you temporarily in bad financial shape but are now back on your feet? Are you unable to catch up on your missed mortgage payments but want to save your house? A straight Chapter 13 bankruptcy may be for you. If you are able to make your monthly mortgage payments but are too far behind to catch up on those missed payments, a Chapter 13 bankruptcy may be for you. You may be able to save your house from foreclosure by getting up to 5 years to catch up on your past due mortgage payments while making your current mortgage payments each month. This is a great option to save your house in bankruptcy.

Call us now to speak with one of our South Florida bankruptcy lawyers. Call us now at 1-888-FIGHT-13. Call us 24/7!